Engineering Insurance

Assured Best Quote

Share on facebook
Share on twitter
Share on linkedin
Share on whatsapp
Share on email

Engineering Insurance

Erection All Risks (EAR) Insurance is designed to protect the interest of principals, contractors and Sub-contractors involved in erection of plants, machinery and heavy equipment, against their exposure to loss, damage or liability by a variety of external and internal causes right from the warehouse of the supplier of equipments — whether imported or indigenous — to its erection, testing and commissioning at the site. In case the supplier has arranged transit insurance up to the site, a storage-cum-erection policy can be issued limiting coverage to risks that the project is exposed to at the site of installation only. EAR Insurance has two sections providing coverage as under:


Physical loss or damage: This section provides coverage for losses and/or damages to materials and erection works


Third party legal liability: This section provides indemnity to the insured against Legal liability on account of negligence of the insured or his employees causing accidental bodily injury and/ death or damage to property belonging to any Third Party.

Why Vision Insurance?

Vision Insurance is an Omani national insurer authorized to offer all lines of Non-Life and Life insurance products. Vision Investment Services Co. SAOG ( ), the leading asset management company in Oman combined with Al Wathba National Insurance Co. PSC ( ) from Abu Dhabi to promote Vision Insurance in association with prominent business groups from Oman and United Arab Emirates.

Insurer Of Digital Age

Vision Insurance's all 17 branches are available on Google and Google Maps and we monitor each and every valuable review/question of our clients.

Motor Insurance in Oman

With a professionally experienced and expert team at your service in the underwriting of various risks under the "Motor Insurance".

Policy Scope and Coverage

EAR Insurance provides a very wide cover. Any sudden and unforeseen loss or damage occurring to the property insured on the erection site during the period of transit storage, erection, testing and commissioning will be indemnified. The causes of losses indemnifiable are:
  • Accidental damage during transit
  • Fire and act of God perils
  • Theft, burglary
  • Faults in erection
  • Negligence, lack of skill and experience in erection malicious acts
  • Explosion, collapse, short circuit, arcing, excess voltage


The cover is subject to some exclusions such as :
  • Loss or damage due to faulty design, defective material or casting and/or bad workmanship in equipment manufacture
  • Wilful negligence
  • Consequential loss
  • War and kindred perils
  • Nuclear risks
  • Cessation of work
  • Inventory losses


Additional covers can be structured as extension to the basic EAR cover, to suit the requirement of the contract. Some of the extensions are :
  • Clearance of debris
  • Damage to existing structure and/or surrounding property
  • Contractor’s plant and equipment
  • Expediting expenses
  • Cross liability
  • Maintenance period risks
  • Strike, riot and civil commotion
  • Express freight/air freight
  • Offsite storage

Get In Touch With Us

Roadside Assistance

Customer Complaint

Rate Us

Please Provide Your Valuable Feedback.

Rate Us