Professional Indemnity

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Professional Indemnity

Professional Indemnity: This insurance covers the legal liability arising out of omissions or negligence on the part of the professionals who gives advice, designs, or offers similar services. The following professions can be covered under this policy:
  • Architects & Engineers
  • Surveyors & Valuators
  • Interior Decorators
  • Chartered Accountants
  • Financial Consultants
  • Management Consultants
  • Lawyers/Advocates

Scope of Cover

This insurance covers all sums which the Insured becomes legally liable to pay as damages to Third Party in respect of errors and/or omissions on the part of the Insured whilst rendering professional service, arising out of claims first made in writing against the insured during the policy period, including legal costs and expenses incurred with the prior consent of Insurer subject to the Limit of Indemnity and other terms and conditions as per the policy.


Exclusions will be as per the policy. However normal exclusions are as below:
  • Any dishonest, fraudulent, criminal or malicious act or omission
  • Contractual Liability


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