This cover is designed specifically for families with foreign domestic help. For those want to hire domestic servant or renew his or her contract, this cover will provide protection towards their life due to accidents and medical & repatriation expenses.
Scope of Cover
This policy provides insurance coverage in case of following happenings:
- Death due to accident
- Permanent Total Disability due to accident
- Permanent Partial Disability due to accident
- Temporary Total Disability benefit due to accident only
- Medical Expenses Cover
- Repatriation Expenses
The following causes are excluded from this insurance coverage:
- Intentional self injury while sane or insane
- War and nuclear perils
- While engaged in motor sports or professional sports activities
- Permanent disablement arising from pre existing sickness and or congenital infirmities
- Sexually transmitted diseases including HIV / AIDS
- Cosmetic or plastic surgery including related medicines and products unless medical treatment necessitated by an accidental injury occurring while the Insured is covered.