This is a package policy specially designed to meet the insurance requirements of a householder by combining under a single policy, a number of our standard policies usually taken by householders.
Scope of Cover
The policy comprises of following covers as given hereunder:
Fire & Allied Perils
- A - Coverage for building
- B - Covers contents of the dwelling belonging to the proposer and his/her family members permanently residing with him/her.
All the following perils are included in the Allied Perils insurance policy:
- Fire, lightening, explosion of gas in domestic appliances
- Bursting and overflowing of water tanks, apparatus or pipes
- Damage caused by aircraft
- Riot, strike, malicious or terrorist act
- Earthquake, electric shock, subsidence and landslide (including rockslide) damage
- Flood, inundation, storm, tempest, typhoon, hurricane, tornado or cyclone
- Impact damage
Burglary & House-breaking (including larceny and theft)
This policy covers the contents of a dwelling against loss due to burglary, house breaking, larceny or theft.
All Risks (Jewellery & Valuables)
This policy covers loss or damage to your jewellery and valuables by accident or misfortune whilst kept, worn or carried anywhere in Oman subject to the value declared in the schedule.
This policy covers loss or damage to fixed plate glass in the insured premises by accidental breakage subject to limit of the sum insured.
Breakdown of Domestic Appliances
This policy covers domestic appliances against unforeseen and sudden physical damage due to mechanical or electrical breakdown.
TV Set including VCP/VCR (All Risks)
This policy covers loss or damage to TV set including VCP/VCR by fire and allied perils, burglary, house-breaking or theft, breakage due to accidental external means, mechanical or electrical breakdown.
Pedal Cycles (All Risks)
This policy covers loss or damage to pedal cycles due to any of the following causes:
- Fire & allied perils
- Burglary, house-breaking, theft
- Accidental external means
- Third party personal injury or Third party property damage