This is a package policy specially designed to meet the insurance requirements of a householder by combining under a single policy, a number of our standard policies usually taken by householders.

Scope of Cover

The policy comprises of following covers as given hereunder:

Fire & Allied Perils

• A – Coverage for building
• B – Covers contents of the dwelling belonging to the proposer and his/her family members permanently residing with him/her.

Allied Perils

All the following perils are included in the Allied Perils insurance policy:

• Fire, lightening, explosion of gas in domestic appliances
• Bursting and overflowing of water tanks, apparatus or pipes
• Damage caused by aircraft
• Riot, strike, malicious or terrorist act
• Earthquake, electric shock, subsidence and landslide (including rockslide) damage
• Flood, inundation, storm, tempest, typhoon, hurricane, tornado or cyclone
• Impact damage

Burglary & House-breaking (including larceny and theft)

This policy covers the contents of a dwelling against loss due to burglary, house breaking, larceny or theft.

All Risks (Jewellery & Valuables)

This policy covers loss or damage to your jewellery and valuables by accident or misfortune whilst kept, worn or carried anywhere in Oman subject to the value declared in the schedule.