Property Insurance

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Property Insurance

This is a package policy specially designed to meet the insurance requirements of a householder by combining under a single policy, a number of our standard policies usually taken by householders.

Scope of Cover

The policy comprises of following covers as given hereunder:

Fire & Allied Perils

  • A – Coverage for building
  • B – Covers contents of the dwelling belonging to the proposer and his/her family members permanently residing with him/her.

Allied Perils

All the following perils are included in the Allied Perils insurance policy:
  • Fire, lightening, explosion of gas in domestic appliances
  • Bursting and overflowing of water tanks, apparatus or pipes
  • Damage caused by aircraft
  • Riot, strike, malicious or terrorist act
  • Earthquake, electric shock, subsidence and landslide (including rockslide) damage
  • Flood, inundation, storm, tempest, typhoon, hurricane, tornado or cyclone
  • Impact damage

Burglary & House-breaking (including larceny and theft)

This policy covers the contents of a dwelling against loss due to burglary, house breaking, larceny or theft.

All Risks (Jewellery & Valuables)

This policy covers loss or damage to your jewellery and valuables by accident or misfortune whilst kept, worn or carried anywhere in Oman subject to the value declared in the schedule.

Why Vision Insurance?

Vision Insurance is an Omani national insurer authorized to offer all lines of Non-Life and Life insurance products. Vision Investment Services Co. SAOG ( ), the leading asset management company in Oman combined with Al Wathba National Insurance Co. PSC ( ) from Abu Dhabi to promote Vision Insurance in association with prominent business groups from Oman and United Arab Emirates.

Insurer Of Digital Age

Vision Insurance's all 17 branches are available on Google and Google Maps and we monitor each and every valuable review/question of our clients.

Motor Insurance in Oman

We offer support to our clients through various digital channels and our social media accounts are open to help you even on holidays and weekends.

Plate Glass

This policy covers loss or damage to fixed plate glass in the insured premises by accidental breakage subject to limit of the sum insured.

Breakdown of Domestic Appliances

This policy covers domestic appliances against unforeseen and sudden physical damage due to mechanical or electrical breakdown.

TV Set including VCP/VCR (All Risks)

This policy covers loss or damage to TV set including VCP/VCR by fire and allied perils, burglary, house-breaking or theft, breakage due to accidental external means, mechanical or electrical breakdown.

Pedal Cycles (All Risks)

This policy covers loss or damage to pedal cycles due to any of the following causes:
  • Fire & allied perils
  • Burglary, house-breaking, theft
  • Accidental external means
  • Third party personal injury or Third party property damage

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